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Compare two loan scenarios side-by-side
Automatically calculate monthly payment differences
See total interest, total cost, and exact savings
Perfect for auto loans, credit repair, refinancing, or debt planning

This calculator breaks down APR, loan terms, monthly payments, and total interest so you can confidently choose the most cost-effective option.
Enter your loan amount and loan type (auto loan, personal loan, client notes, etc.)
Compare Scenario A vs. Scenario B interest rates
Automatically calculate monthly payments for each scenario
View total interest, total cost, and lifetime savings
See the exact difference between two offers (Scenario B – A)
Designed to help you or your clients instantly evaluate loan options
How the Calculator Works
Step 1: Enter your loan amount and details
Step 2: Input APR for Scenario A & Scenario B
Step 3: Choose your loan terms
Step 4: Review monthly payments, total interest, and total cost
Step 5: See exactly how much you could save

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helping you restore your credit, improve your score,
and secure better financial opportunities.